PRODUCT TRANSFERS

 Ebor Mortgages

  PRODUCT TRANSFER ADVICE IN YORK

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Product Transfers  |  Independent Mortgage Brokers In York

Quite simply, a product transfer is where you switch to a new product with your existing mortgage lender without making any changes to the term, loan amount or repayment type. This would normally be done on expiry of a specific product but can also be done if you are paying the lenders Standard Variable Rate.

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How it works?

Product transfers can be very useful as they usually require no new affordability, credit or underwriting checks which can help if you have had a change in circumstances leaving you unable to obtain a new deal with another lender.

Lenders usually have more competitive deals than their own standard variable rate, therefore if you have not reviewed your mortgage in a while, and know you are on the standard variable rate, or have an existing interest rate that is due to expire within 3 months, you could be benefit from a lower interest rate deal with your existing lender.

At Ebor Mortgages we provide a free product transfer service which takes all the hard work and stress out of obtaining a new deal so speak with one of our expert Mortgage Advisors to discuss your options.

*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.


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